Mrs. Rolanda Schmidt, formerly known as Ms. Rolanda Delamartinez, learned firsthand what it feels like to live far beyond ones means. Rolanda was born and raised in Florida and moved to the Midwest two decades ago. She was raised by her father and bonus mom in a very religious home.

A guide to leading students to healthy financial habits that will prevent them from getting in debt before graduating high school; parents to making wise financial decisions to prevent them from accumulating ridiculous debt; individuals to implementing four dynamic principles that will help them avoid going in debt to impress people they don’t know from Jack Adam.

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